A recent survey has found mortgage lenders “woefully underprepared” for the TILA-RESPA disclosure regulations (TRID) taking effect on August 1. Forget curb appeal: It’s the attractiveness of the real estate… Read More »

Incorporating rental history in a borrower’s credit score, as the major credit reporting agencies have begun to do, will significantly increase the number of borrowers able to qualify for loan,… Read More »

Although foreclosure rates continue to fall, repeat foreclosures are increasing, casting a shadow of ambiguity over the housing market recovery. Approximately 1.5 percent of all homes with mortgages were in… Read More »

Don’t get too excited yet – or too far ahead of the data – but some industry analysts are beginning to report evidence of a condominium revival. “While nobody’s ready… Read More »

The House of Representatives has approved the “Mortgage Choice Act,” amending the Truth-in-Lending Act to exclude the fees paid to title insurance companies and other businesses affiliated with a lender… Read More »