A CFPB pilot project has concluded that e-closings make the closing process more efficient and less confusing for borrowers. The CFPB’s continuing crackdown on Marketing Services Arrangements (MSAs) has led… Read More »

Housing industry professionals view the continuing decline in the nation’s home ownership rate (which hit a new low in the second quarter) as a sign of housing market distress –… Read More »

The home purchase and rental markets usually move in opposite directions: When one rises, the other typically remains flat or falls. Soaring foreclosures and a battered housing market – both… Read More »

The Federal Financial Institutions Examination Council, an interagency coordinating body for federal banking industry regulators, has issued two statements in the past month cautioning banks and credit unions about cyber-security… Read More »

The buy-vs.-rent calculation, which had shifted in favor of renting during the housing market’s down years, has shifted back again as growing demand for rental units have outstripped the supply.… Read More »

As the housing market has improved, homeowners and appraisers have been moving closer to agreement on housing values. But for most of this year, they have been moving further apart… Read More »

The CFPB has presented five webinars on the TILA-RESPA Integrated Disclosures which answer a number of questions they have received. Those questions and answers are now more easily accessible through… Read More »