“Under the new CFPB rules, about half the prospective homeowners in this country can’t get a mortgage from a bank because the new laws have greatly restricted credit access.” ─… Read More »
REO
TITLE TOTALS
Title underwriters generated $3.4 billion in premiums in the third quarter of last year, a 1.4 percent increase over the $3 billion originated in the same quarter of 2012. ─… Read More »
Q: Does the Consumer Financial Protection Bureau regulate title insurance agents? My understanding is, it does not, and, that being the case, I don’t understand how the agency can require… Read More »
Q: What is the required timing for providing the new Integrated Disclosures to consumers? A: Lenders have to provide the new “Loan Estimate” (combining the old Good Faith Estimate and… Read More »
Q: I’ve been hearing a lot about the need to encrypt e-mails in order to prevent the disclosure of sensitive, personal information they might contain. Are title agents required to… Read More »