The CFPB has published the final rules implementing the new “Integrated Mortgage Disclosures.” The rules, which take effect August 1, 2015, replace the RESPA Good Faith Estimate and HUD-1 disclosures with new “Loan Estimate” and “Closing Disclosure” forms. If you want more detail (and have lots of time), you can find the CFPB’s 1,800 pages of rules here.
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