by Joseph Drum Title agents face challenges today on multiple fronts – an uncertain economy, new regulations and new technologies among them. But the “big picture” question agents must address,… Read More »

The House of Representatives has approved the “Mortgage Choice Act” amending the Truth-in-Lending Act to exclude the fees paid to title insurance companies and other businesses affiliated with a lender… Read More »

Conventional wisdom in Washington holds that restructuring of the home finance system is inevitable and will eliminate Fannie Mae and Freddie Mac. But analysts at Keefe Bruyette & Woods read… Read More »

“An unwarranted intrusion on personal privacy.” That’s how Republican critics are describing a sweeping data collection initiative launched jointly by the Consumer Financial Protection Bureau (CFPB) and the Federal Housing… Read More »

Think the new Qualified Mortgage rules and tighter underwriting standards generally have reduced default risks? Think again. A Default Risk Index created by University Financial Associates estimates that mortgages originated… Read More »

The CFPB is number one with lenders – number one on their list of concerns. More than 60 percent of the industry executives responding to QuestSoft’s annual compliance survey ranked… Read More »